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Just to the north in Broward County, home to Fort Lauderdale, the state has seen its biggest drop among major counties, falling 44 percent from 372,000 policies five years ago to 207,000 today.
County officials say they don't track the flood insurance program, leaving that to the cities.
Insurance companies are still tallying the damage from Hurricane Harvey's extended stay over southern Texas in August, but insured losses are estimated at billion, and that's a fraction of the billion or more in losses due to flooding alone that could have been insured, according to the catastrophe modeling firm AIR Worldwide.
He told the AP last week that he wants to double the number of policies sold nationally in the near future.
'Premiums will rise.'Once a shaky, underfunded company, Citizens has transformed into a model of discipline, flush with money patiently built up over the years.
The company has 218,000 policies in Broward, Palm Beach and Miami-Dade counties, according to a March financial report, areas that could get hit hard by Irma.
The declines in coverage started after Congress approved a price hike in 2012, making policies more expensive.
Maps of some high-risk areas were redrawn, removing a requirement that these homeowners get the insurance.